As we look ahead to 2018, we expect most of our foreign travel to be in Latin America. Terry intends to wrap up his law practice in favor of writing and other pursuits. Karen hopes to continue her contributions to her client communities and the practice of planning, but at a pace that is not quite as intense as this year. We both want to focus on exercise and maintaining our health – every year that goes by is a reminder of how critical this is for everything else we want to enjoy.

Best wishes for the holidays and for an even better 2018! We hope we’ll have a chance to see you during the year, and look forward to staying in touch using whatever means works for you. Enjoy!

You can reach us by phone or text to  Karen or  Terry; or send a message to Karen’s email or Terry’s email. Karen is now also on Facebook and on Instagram if you use those.